This review describes how to connect Apple Pay on various versions of iPhone smartphones. This technology was first supported on models 6, 6 Plus, Se, as well as on later versions of mobile devices from this manufacturer.
This will allow the smartphone owner to properly configure the software shell of the mobile device and start using it for shopping.
Payment Card Requirements. Her features
First, let's figure out which cards you can connect to Apple Pay. It really is not so simple. Not every bank has an agreement with Apple. Therefore, at the first stage, you need to find out if the financial institution that is currently serving you has support for the payment system.
This can be done both in the nearest branch, or via the Internet on Apple's official website. In the latter case, it is necessary to go to the page of the payment system, which contains a list of financial organizations with the corresponding agreement. If the bank is not in this list, then you need to turn to the services of another organization that already has such an agreement.
It is best to use international cards to pay. Those related to Visa or Master Card systems. In this case, the standard Wallet application will be sufficient. But with the card system "World" there are certain problems. While Apple does not allow them to be used as part of the payment system. This issue was planned to be resolved in 2018, but so far there is no official information on it. Therefore, the owners of such cards will not be able to take advantage of the obvious advantages and appreciate the usability of Apple Pay.
Mobile device recommendations
Before you connect Apple Pay on your smartphone, we will find out the requirements that apply to it in this case. The mobile device must support NFC technology. Without it, it will not be possible to contactlessly connect to the terminal of a trade organization and make payment. Without fail, a special microcircuit must be installed in the smartphone, which forms a data set and encodes it. After that, this information is sent through the NFC to the store cashier. Further, these data are converted and processed. At the end of this transaction, funds are credited to the account of the outlet.
Also, the Wallet program must be installed on the smartphone. Cards are added to it. In addition, with the help of this software, payments are confirmed and the source code is sent to the encoding chip.
Another important requirement that developers in this case put forward to a mobile device is the installation of all available updates. Due to this, the maximum level of security during transactions will be ensured.
The first smartphones to support Apple Pay were 6, Se, and 6 Plus. All later models of mobile devices also received it.
Smartphone preparation
At the next stage of the Apple Pay connection process, you need to reconfigure the mobile device with which you plan to make purchases in the future. In most cases, Wallet is already installed on the iPhone initially. If it’s not on your device, you must force install it from Apple Pay. To do this, just connect your smartphone to the Internet, go to the application store, use the search bar to find this program, download it. After which the installation will happen in automatic mode.
Accession to the card payment system
Now let's figure out how to connect the card to Apple Pay. As previously noted, this can only be done if the international payment system is used. Without fail, we establish an Internet connection in any way possible. Next, open the Wallet interface and go to the tab with cards. Then select the “Add” item. After that, a window with a set of input fields will open. Each of them needs to be filled in and indicate the actual information regarding the card to be added. After that, click on the “Next” button and data via the Internet is sent to the server of the banking organization. In the future, they will have to be tested by relevant specialists.
Verification
At the final stage of the process of connecting Apple Pay to iPhone, previously entered information should be verified at the bank. At the same time, bank experts will analyze the correctness and relevance of the data provided. In most cases, this happens without the participation of the owner of the mobile device and quite quickly.
But if questions arise, then the bank’s specialists are forced to contact the owner of the payment card and clarify the information of interest. And in extreme cases, you may need a visit to the nearest lead of a financial institution to personally confirm the data provided.
The end result of this step is to add a card to the Wallet interface. Once this happened, you can pay for the purchase of goods using the Apple Pay system.
Store use
Thus, you can connect a Sberbank or other financial institution card to Apple Pay. Now you can use your mobile device to pay for this or that purchase. Before choosing a product, you need to clarify the presence of a terminal with NFC support at the store cash desk. In some cases, the corresponding logos are hung at the entrance to the outlet. If not, you can check with the seller.
If payment is possible, it remains to choose the product of interest and go with it to the cashier. The store employee "punches" him, you bring the smartphone to the terminal. After the request appears, you need to confirm the transaction. To do this, you either need to press your finger on the TouchID scanner, or point the lens of the FaceID identification system. The confirmation method is set in the security settings of the smartphone. After that, almost instantly, the money will go to the store’s account, and it will be possible to pick up purchases after printing the check.
Conclusion
This article describes how to connect Apple Pay to iPhone. Also specified are the specifications for the mobile device. In addition to this, examples of payment card restrictions are provided. This information will allow you to correctly and efficiently use the system on Apple smartphones.